One of the things I wanted to know when I was considering building was how much of the out-of-pocket, not contracted costs I’d incur. I’ll keep on this page a running tally of the costs that are additional. Many I did plan for, but I wanted to give a view of what doesn’t come from the bank loan.
| Soild Test Company | $ 100.00 | Service | Site Prep and Fees |
0.63% |
Not full soil test cost due to previous soil test already one on property |
8/1/14 |
$ 100.00 |
100.00% |
| General Contractor | $ 200.00 | Service | architectural |
1.27% |
Cost for Plan drawnings |
9/10/14 |
$ 300.00 |
66.67% |
| Surveying Company | $ 650.00 | Service | Site Prep and Fees |
4.12% |
Staking out Lot, house location, etc |
8/31/14 |
$ 950.00 |
68.42% |
| Flooring Company | $ 573.95 | Product | Finishes |
3.64% |
Bought early and personally as it was great tile for 1.50 sq foot. Will cover both upstairs bathrooms and laundry |
11/18/14 |
$ 1,523.95 |
37.66% |
| Home Store | $ 80.00 | Product | Finishes |
0.51% |
Part of lighting allowance. Great small chandelier for kids bedroom |
3/7/15 |
$ 1,603.95 |
4.99% |
| Home Store | $ 80.00 | Product | Finishes |
0.51% |
Part of lighting allowance. Great small chandelier for half bath. |
3/7/15 |
$ 1,683.95 |
4.75% |
| Surveying Company | $ 1,140.00 | Service | Site Prep and Fees |
7.23% |
For FEMA Flood insurance |
3/9/15 |
$ 2,823.95 |
40.37% |
| Flooring Company | $ 380.39 | Product | Finishes |
2.41% |
$0.79/sq foot. Comes from flooring allowance. All the master bath. |
3/12/15 |
$ 3,204.34 |
11.87% |
| General Contractor | $ 1,500.00 | Service | Site Prep and Fees |
9.51% |
To take down extra trees. |
3/12/15 |
$ 4,704.34 |
31.89% |
| Granite Dealer | $ 1,500.00 | Product | Finishes |
9.51% |
Should come from granite allowance. Paid up front to reserve great granite piece. |
3/14/15 |
$ 6,204.34 |
24.18% |
| Home Store | $ 157.29 | Product | Finishes |
1.00% |
Lighting for breakfast area. |
3/14/15 |
$ 6,361.63 |
2.47% |
| General Contractor | $ 2,950.00 | Service | Site Prep and Fees |
18.71% |
Raise basement to 10 ft. Originally scoped 9ft, but wanted to raise the house elevation |
3/1/15 |
$ 9,311.63 |
31.68% |
| County Fee | $ 200.00 | Service | Site Prep and Fees |
1.27% |
Setback variance. Paid to the county for permit. |
3/1/15 |
$ 9,511.63 |
2.10% |
| General Contractor | $ 395.00 | Service | Framing |
2.50% |
To widen the garage door from 16-18ft |
4/13/15 |
$ 9,906.63 |
3.99% |
| General Contractor | $ 1,700.00 | Product | Framing |
10.78% |
Upgrade to wood windows |
4/13/15 |
$ 11,606.63 |
14.65% |
| Landscape Architect | $ 375.00 | Service | Landscaping |
2.38% |
Landscape plan |
4/12/15 |
$ 11,981.63 |
3.13% |
| Home Store | $ 1,047.10 | Product | Finishes |
6.64% |
Chandeliers for kitchen. Comes out of Lighting allowance, but paid out of pocket. |
4/15/15 |
$ 13,028.73 |
8.04% |
| General Contractor | $ 600.00 | Service | Framing |
3.80% |
Add door to side of basement for shop. Future framing for garage door. Ability to add door not obvious until slope was established. |
5/4/15 |
$ 13,628.73 |
4.40% |
| Home Store | $ 540.00 | Product | Finishes |
3.42% |
Chandelier for the keeping room |
5/6/15 |
$ 14,168.73 |
3.81% |
| General Contractor | $ 400.00 | Service | Framing |
2.54% |
Moved downstairs full bath to upstairs bedroom to create two full baths instead of Jack/Jill. |
5/5/15 |
$ 14,568.73 |
2.75% |
| Insurance Company | $ 750.00 | Service | Site Prep and Fees |
4.76% |
Builder’s risk insurance. Same as homeowners, but in build phase |
3/12/15 |
$ 15,318.73 |
4.90% |
| Insurance Company | $ 450.00 | Service | Site Prep and Fees |
2.85% |
FEMA flood insurance, even though we’re 30 ft above the 100 yr flood plain, had to have it since some of the property is in flood plain |
3/12/15 |
$ 15,768.73 |
2.85% |